Hand drawing Costs-Benefits graph with black marker isolated on white.

B@W: Better Benefits Come at a Price

by Annette Bechtold

The gradual implementation of the Affordable Care Act (ACA) culminates with a cost-sharing provision aimed at those who offer or sponsor rich health plans. Specifically, benefit-rich employer-sponsored health plans will face a 40% excise tax beginning with plan years in 2018. The purpose of this “Cadillac” tax, as it’s commonly known, is one of the major methods necessary to fund the ACA.

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Wellness Wednesday-25 Million U.S. Adults Struggle With Daily Pain

(HealthDay News) — Pain is widespread in much of America, with more than 25 million adults — 11 percent — suffering on a daily basis, a new national survey reveals.

And approximately 14 million adults — roughly 6.4 percent — experience severe pain, which can be associated with poorer health and disability, researchers found.

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Open Enrollment is About Education and Engagement

by Nancy Grasso

Open enrollment is often viewed as a headache for employers and employees alike. Employers have to make difficult decisions about what they can offer and employees have to make tough choices about what they need and what they can afford. With more of the cost shifting to employees, they need education and resources to make informed decisions. Effectively communicating with your employees during open enrollment is critical to understanding and eliminating confusion during and after the enrollment period.

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Wellness Wednesday-Fruit Infusions to Sweeten Your H2O

by  thedailymeal.com

10 Fruits to Add to Your Water That Will Totally Benefit Your Body 

There is a way to have everything you want from your water: Infuse water with fresh fruit. Different flavors of fruit-infused water will offer different benefits. To infuse your water, just cut up your favorite fruit, drop it in a pitcher or a glass of water, and drink up! In addition, you can eat the fruit once you’re finished.

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MERGER SIGN BELOW OFFICE BUILDING

B@W: Big Health Carrier Mergers – Now What?

by Pete Gruenberg

There is a lot of speculation about the impact of recent industry consolidation. One thing is certain; the acquisitions of Cigna by Anthem and Humana by Aetna will certainly reduce competitive options in many markets. Time will tell if it helps lower prices to employers and consumers as claimed.

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Measuring Your Financial Health Beyond The Credit Score

published by techcrunch.com

The credit score has become a ubiquitous way to assess someone’s credit-worthiness. It is used in a host of underwriting decisions and background checks, from mortgages to auto to business loans, apartment rentals and even employment candidacy.

But credit scores are not a prevalent factor in peoples’ daily financial habits. Why? Continue reading Measuring Your Financial Health Beyond The Credit Score

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B@W: What’s Right For Your Organization?

by Courtney Calabrase

For over a year now, ACA has introduced and offered new rate structures to companies with under 50 employees. This will soon be expanded to include companies with up to 99 employees. As they continue to offer potentially attractive options, a challenge is posed in regards to methods in which to determine employee and company contributions. The question employers continue to face is: How do we determine the best employee rate structure for our organization?

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